Why is it that Laksmi, being such a chaste wife, wants to associate with Krishna?
“Lord Sri Caitanya Mahaprabhu discusses this point with Vyenkata Bhatta in Caitanya-caritamrta (Madhya 9.111-131): “The Lord inquired from Vyenkata Bhatta, ‘Your worshipable goddess of fortune, Laksmi, always remains on the chest of Narayana, and she is certainly the most chaste woman in the creation. However, My Lord is Lord Sri Krishna, a cowherd boy engaged in tending cows. Why is it that Laksmi, being such a chaste wife, wants to associate with My Lord? Just to associate with Krishna, Laksmi abandoned all transcendental happiness in Vaikuntha and for a long time accepted vows and regulative principles and performed unlimited austerities.’
“Vyenkata Bhatta replied, ‘Lord Krishna and Lord Narayana are one and the same, but the pastimes of Krishna are more relishable due to their sportive nature. They are very pleasing for Krishna’s saktis. Since Krishna and Narayana are both the same personality, Laksmi’s association with Krishna did not break her vow of chastity. Rather, it was in great fun that the goddess of fortune wanted to associate with Lord Krishna. The goddess of fortune considered that her vow of chastity would not be damaged by her relationship with Krishna. Rather, by associating with Krishna she could enjoy the benefit of the rasa dance. If she wanted to enjoy herself with Krishna what fault is there? Why are you joking so about this?’ “”Lord Caitanya Mahaprabhu replied, ‘I know that there is no fault in the goddess of fortune, but still she could not enter into the rasa dance. We hear this from revealed scriptures. The authorities of Vedic knowledge met Lord Ramacandra in Dandakaranya, and by their penances and austerities, they were allowed to enter into the rasa dance. But can you tell me why the goddess of fortune, Laksmi, could not get that opportunity? ‘
“To this Vyenkata Bhatta replied, ‘I cannot enter into the mystery of this incident. I am an ordinary
living being. My intelligence is limited, and I am always disturbed. How can I understand the pastimes of the Supreme Lord? They are deeper than millions of oceans.’
“Lord Caitanya replied, ‘Lord Krishna has a specific characteristic. He attracts everyone’s heart by the mellow of His personal conjugal love. By following in the footsteps of the inhabitants of the planet known as Vrajaloka or Goloka Vrindavana, one can attain the shelter of the lotus feet of Sri Krishna. However, the inhabitants of that planet do not know that Lord Krishna is the Supreme Personality of Godhead. Unaware that Krishna is the Supreme Lord, the residents of Vrindavana like Nanda Maharaja, Yasodadevi and the gopis treat Krishna as their beloved son or lover. Mother Yasoda accepts Him as her son and sometimes binds Him to a grinding mortar. Krishna’s cowherd boy friends think He is an ordinary boy and get up on His shoulders. In Goloka Vrindavana no one has any desire other than to love Krishna.’ “” The conclusion is that one cannot associate with Krishna unless he has fully received the favor of the inhabitants of Vrajabhumi. Therefore if one wants to be delivered by Krishna directly, he must take to the service of the residents of Vrindavana, who are unalloyed devotees of the Lord.”
Source: A.C. Bhaktivedanta Swami Prabhupada (2014 edition), “Srimad Bhagavatam”, Fifth Canto, Chapter 18 – Text 23